
Forter is an identity-based fraud prevention platform that analyzes online transactions in real time to distinguish legitimate customers from fraudsters and optimize payment approval decisions.
Forter is an AI-powered fraud prevention and identity intelligence platform designed to help businesses accurately distinguish legitimate customers from fraudulent actors in real time. Its primary purpose is to reduce chargebacks, false declines, and payment friction across the entire digital commerce journey, from account creation and login to checkout and post-purchase activities. By unifying identity, device, behavioral, and transactional signals, Forter enables merchants to approve more good orders while blocking sophisticated fraud attempts without adding manual review overhead.
Key capabilities include real-time, transaction-level decisions powered by a global network of identity data, enabling sub-second approve/decline outcomes at checkout. Forter supports a wide range of fraud scenarios, including account takeover, policy abuse (such as returns and promotions abuse), and payment fraud, using machine learning models trained on billions of historical interactions. The platform integrates directly with major eCommerce platforms, PSPs, and payment gateways, and offers APIs for custom workflows. Forter also provides analytics dashboards, detailed decision explanations, and risk insights to help fraud, payments, and operations teams understand patterns and optimize rules and policies.
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