Nmi

NMI is a full-stack payment enablement platform designed to help software companies, ISVs, ISOs, fintechs, and merchants integrate, manage, and scale payment processing across channels. It provides the underlying infrastructure to accept and manage payments online, in-store, in-app, and unattended, while supporting multiple acquirers and processors through a single integration. The platform focuses on enabling businesses to create their own branded payment experiences and maintain control over their payment stack.

Key capabilities include a robust payment gateway with support for credit/debit cards, ACH, digital wallets, and alternative payment methods, as well as tokenization and vaulting for secure card-on-file transactions. NMI offers unified commerce functionality, allowing merchants to connect ecommerce, retail, mobile, and unattended payments under one system with centralized reporting. Its platform supports recurring billing, subscription management, and invoicing, along with advanced fraud prevention tools and PCI-compliant security features. In addition, NMI enables white-labeling so partners can offer payment services under their own brand while leveraging NMI’s infrastructure.